Chris Cross, 25 years a cashier, has a gold watch and also little else. That wet night, he saves mouth-watering Cat from her violent sweetheart Johnny. Smitten, amateur painter Chris allows Cat assume he's a wealthy musician. At Johnny's advising, she lets Chris develop her in a house (with his shrewish spouse's money). There, Chris paints masterpieces; however Johnny offers them under Cat's name, with tragic and ironic results.